BlackRock BUIDL

BUIDL|securitize/index.js|Treasury
$1.00+0.73%
AUM / TVL
2.8B
Yield
4.85%
Chains
8
Holders
1.5K
Launched
2024-03-20
BBB
773 / 1000
Medium Safety
Analyst Verified
Reviewed Jan 15, 2026
“

Security assurance is 'trust BlackRock' rather than 'verify the code' due to no public smart contract audits.

Credit Risk(20%)
185 / 200
Smart Contract Risk(20%)
85 / 200
Critical Finding
Custody Risk(20%)
170 / 200
Oracle Risk(15%)
133 / 150
Liquidity Risk(12.5%)
100 / 125
Regulatory Risk(12.5%)
100 / 125

Key Strengths

  • **Dominant Market Position**: Captures ~40% of the tokenized Treasury sector, benefiting from BlackRock's $10T+ traditional AUM and network effects.
  • **Yield Stability and Liquidity**: Delivers consistent ~3.44% 7D APY tied to U.S. Treasury rates, with daily redemptions and 24/7 transferability.
  • **DeFi Integration Moat**: Serves as high-quality collateral in protocols (e.g., Aave, Compound forks), unlocking yield farming opportunities.
  • **Institutional Appeal**: Attracts whales/institutions with $5M min investment threshold, fostering a concentrated holder base.

Key Considerations

  • **Macroeconomic Dependencies**: BUIDL's performance correlates tightly with U.S. Treasury yields (~0.95 correlation).
  • **Adoption Trajectory**: Institutional inflows could accelerate with ETF approvals (e.g., post-2024 crypto regulatory clarity).
  • **Competitive Landscape**: Evaluate BUIDL against peers like USYC (Ondo) for yield spreads.
  • **Long-Term Forecasts**: Under baseline scenarios (stable rates, DeFi growth), AUM could compound at 25% CAGR.

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Disclaimer: Informational Purposes Only

The Onyx Risk Score and all data presented on this page are for informational purposes only and do not constitute financial, investment, legal, or tax advice. Past performance and risk assessments do not guarantee future results.

RWA Flows is not a registered investment advisor or credit rating agency. Always conduct your own due diligence and consult qualified professionals before making investment decisions.