Terms of Service

Effective Date: January 2026
Last Updated: January 2026

Important Legal Disclaimer

The Onyx Risk Score and all content on RWA Flows are for INFORMATIONAL PURPOSES ONLY. By using this site, you acknowledge that we are NOT a financial advisor, broker-dealer, or registered credit rating agency. Nothing herein constitutes financial advice.

1. Acceptance of Terms

By accessing, browsing, or using rwaflows.com (the "Service"), you agree to be bound by these Terms, our Privacy Policy, and any additional terms that may apply. If you do not agree, you must not access the Service.

2. Description of Service

RWA Flows provides a tokenized Real World Asset (RWA) risk assessment platform, including Onyx Risk Scores, educational content, and market data. We may modify or discontinue the Service at any time without notice.

3. NO FINANCIAL ADVICE

3.1 Informational Purposes Only: All content is for informational purposes only. Nothing constitutes financial, investment, legal, or tax advice.

3.2 Risk Scores Are Opinions: The Onyx Risk Score represents our subjective opinion based on proprietary methodology. It is NOT a guarantee of performance or safety.

3.3 Conduct Your Own Due Diligence: You are solely responsible for your investment decisions. We strongly encourage independent research and consultation with qualified professionals.

4. Limitation of Liability

Please read carefully.

To the maximum extent permitted by law, RWA Flows and The Sutherland Foundation LLC shall NOT be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service or reliance on any Content. Your use of the Service is at your own risk.

5. Intellectual Property

All Content, including the Onyx Risk Score methodology, is owned by RWA Flows and protected by intellectual property laws. You are granted a limited license for personal, non-commercial use only. You may not reverse-engineer our scoring methodology.

6. Indemnification

You agree to indemnify and hold harmless RWA Flows from any claims arising out of your use of the Service or violation of these Terms.

7. Governing Law

These Terms are governed by the laws of the State of Texas, United States.

8. Contact Information

RWA Flows
Email: legal@rwaflows.com